Solving challenging problems require exceptional colleagues. Come join our amazing team!

Our core philosophy is people over process. Our culture has been instrumental to our success and has helped us attract and retain stunning colleagues, making work here more satisfying.

OneFi started in 2012 as a brick and mortar consumer lender focused on the Nigerian market. Having raised a Series A round in 2015, we pivoted in 2016 to become a digital lender via the Paylater App ( We have rebranded from Paylater to Carbon and we are focused on provided access to financial services to the “Next Billion’ starting in Africa.

Carbon is the largest digital financial services provider in West Africa with over 1,500,000 app downloads and disbursing just under 2,000 loans per day in Nigeria. We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. Carbon is headquartered in Lagos, Nigeria and we are a global company of over 100 employees with operations in Lagos and London.